Recently, the United States District Court for the Central District of California ruled that an employee who has dependent spouse life insurance is entitled to the full benefits for which she had been paying premiums for over a year. First Reliance argued that no “evidence of good health form” had been completed by the insured and that the First Reliance did request that it be completed shortly before the Plaintiff’s husband died. Nevertheless, the Court ruled that First Reliance waived the right to request such a form when the insured had been issued and had paid for the coverage for over a year. The Plaintiff was awarded the full $500,000 in benefits. The full decision is here.